Breach of lease conditions

Breach of lease conditions is a very serious matter and could result in service of a Notice under Section 146 of the Law of Property Act, 1925.

This could lead to you losing your home.

If you receive a letter notifying you of breaches, do not ignore it. Your home is at risk.

You are in breach of the terms of your lease if you:

  • Fail to pay your ground rent and any reasonable charges
  • Carry on a business from the house (this includes renting it out)
  • Carry out any major alterations – for example build an extension – without our written permission
  • Fail to keep the house in good condition and insure it
  • Fail to allow our property advisers reasonable access to your property
  • Fail to pay the appropriate fees and charges when required
  • Fail to provide a copy of buildings insurance for our inspection;
  • Fail to notify us of any change of ownership

Repossession of your home is also considered a breach of the terms of the lease.

However, we will always seek to be reasonable and resolve matters in an amicable way if at all possible.

Action we may take

We will pursue any breach of the terms of the lease appropriately.

This can include action up to and including seeking possession of the land (and anything on it).

We have the legal right to demand you pay compensation for any breach and to stop you running a business from any property. We may also contact your mortgage lender, where appropriate.

You can avoid this situation by purchasing the freehold of your home now.

If you buy your freehold we will waive any compensation claim or other charges for breaches.